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Hard work pays off in the end, but not necessarily in the way you want. You'll feel more successful if you don't have such a narrow definition of 'pay off'. Cash shouldn't be your only reward.
You're making a personal, not financial, assessment. You've a lot to be critical of as you go over the past year, but if you get creative, you can find a lot to be thankful for. Be sure to exclude money from the list.
If you feel like you want to rush ahead but can't make your way through the crowds, at least it's not just subconscious tensions you're experiencing. Just forget about getting anywhere and go with the flow.
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