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Jan 25, 2020: Don't think of your financial train as running out of track. There won't be any sudden changes for the better, but consider this one of life's interruptions. Your profits can grow down the line.
Jan 26, 2020: Fixed ideas don't generally work, but with your budget, there's just no room for compromise. Don't go one penny into the red, even if that takes an extraordinary effort.
Jan 24, 2020: Things are bad, but not that bad. Do whatever it takes to get a grip on your bleak outlook. Exercise, spend time with friends or pets -- anything to get focused so you can deal.